ScamSafe: FRAUD ALERT: Work-at-home check cashing scam

FRAUD ALERT: Work-at-home check cashing scam

ScamSafe Exclusive

“This is a major stolen and forged check ring! Beware...they send you bad checks and ask you to wire transfer money to a foreign location. I lost $4,500. Many people have been hurt by them...” --R Hambrice, Columbus, GA

Work-at-home business "opportunities" should always be looked at skeptically, however, we've learned about one recently that is truly insidious—and criminal.

This work-at-home scam purports to be in the international wire transfer business. They convince you that they need people to help them wire money quickly throughout the world. This fraudulent company is currently operating under the name Xian Energy and using the web site www.purexian.biz. They have also operated under the names CheckBank.biz and Filenio Finance and they place thousands of ads on popular job web sites including Monster, Careerbuilder, Careers.com, and Hotjobs/Yahoo!. Many of the ads have been taken down by these job boards (for now), thanks to Dick Hambrice, an intrepid man in Columbus, GA who was scammed by these criminals and is determined to shut them down.

The way it works is that they have people deposit checks, ranging in amounts from a few thousand to as much as $100,000, into their personal or business bank accounts. The check typically arrives overnight via FedEx. Unbeknownst to the victim, the checks are fraudulent—stolen, altered and forged to appear real. The thieves tell the victim to quickly wire transfer the amount of the check to the payee, minus a 5% commission. (The payee is said to be a US Citizen abroad or a foreign national with US bank accounts). The victim wires the 95% amount expecting to see a 5% commission soon—when the check clears. The check will never clear however (as its fraudulent) and the victim is left holding the bag since they wired their own funds. In addition, once the scammers have the victim’s bank account information from the wire transfer, they can also use those numbers to create a “demand draft” and withdraw funds without confirmation—draining the account.

In addition, on their website, Xian Energy goes out of its way to tell victims that they are a valid business and provide documentation to back it up—all fraudulent. This includes fake business licenses, California secretary of state documents, and statements from Dun and Bradstreet and the Better Business Bureau. This crime ring may be operating in Russia, since the wire transfer ultimately hits a bank in that country.

This crime ring could not operate without the help of some legitimate business to "enable" their scam. The conduit bank through which wire transfers are send to Russia is Deutsche Bank Trust Company Americas. Xian’s web site is hosted by a company in the UAE (hostmatix.com) and their email service is from HKNet, a provider in Hong Kong. Both of these companies have refused repeated requests by Mr. Hambrice to shut down Xian’s services, even after being confronted with copious documentation of their crimes.

If you or someone you know has been hit by these thieves, you should immediately report it to the FBI, the United States Secret Service, and the U.S. Postal Inspection Service. See our links page for information on how to contact these agencies.

Category: FRAUD ALERTS
Posted on June 1, 2004 at 12:26 PM | Permalink

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» Easy Money Or Scam? Work At Home Cashing Checks For A Commission from Electronic Cash News
Do not get lured into this check cashing scam that was posted on several job boards. [Read More]

Tracked on Jun 1, 2004 2:37:18 PM

» Work-at-Home Check Cashing Scam, Exposed from Business Opportunities Weblog
ScamSafe: "The way it works is that they have people deposit checks, ranging in amounts from a few thousand to as much as $100,000, into their personal or business bank accounts. The check typically arrives overnight via FedEx. Unbeknownst to... [Read More]

Tracked on Jun 2, 2004 7:41:40 AM

» ScamSafe helps foil work-at-home check scam! from ScamSafe
ScamSafe Exclusive -- UPDATE Xian Energy (www.purexian.biz) has had their signup web form shutdown! Dick Hambrice, who tirelessly has been working to shutdown these scammers, told us his story and apparently our publicity (and some emails we sent) got the [Read More]

Tracked on Jun 2, 2004 11:00:56 AM

» ScamSafe helps foil work-at-home check scam! from ScamSafe
ScamSafe Exclusive -- UPDATE Xian Energy (www.purexian.biz) has had their signup web form shutdown! Dick Hambrice, who tirelessly has been working to shutdown these scammers, told us his story and our publicity (and some emails we sent) got the message [Read More]

Tracked on Jun 2, 2004 11:21:09 AM

Comments

Please be on the lookout for a company called stock-fabrics who operates under the cloth and textiles category. Same exact pitch as all the rest...want to send a "Cashier's Check", have you cash it, then keep 10% for your self and split the remaining 90% anount two receivers they provide. I got a check for $3,800 and plan to call the FBI and any other agency to track them down. NONE OF THESE SCAMS ARE LEGIT, NO MATTER HOW CONVINCING THEY SOUOND. Don't end up in jail and out of thousands...Ignore the BS!!

Posted by: Chozan at Jul 22, 2008 11:06:10 AM

Brand Institute Market Research, rec'v letter in mail with chq for 1700.00. told me they are mystery shopping research for Western Union and to wire funds to Yvon Kissita of Markam, On. the cheque was from Citizens Bank of Canada. the email provided in the letter was john.mason101@gmail.com. the website for this company was www.brandinsresearchs.net and the phone number/address was TE: 1-204-952-0336 and FAX: 1-253-390-0989
ADD: 189 St Mary's Road
Winnipeg, MB
R2H 1J2
Canada

Posted by: Eva at Jun 24, 2008 11:49:15 AM

Posted by: Eva at Jun 24, 2008 11:48:46 AM

This all started when I purchased'Legit Jobs on the Internet'; the next day 88 e-mails to answer.

I'm hip deep in them now, being bi-polar and permanently I get a sick kick out of seeing how far they will play. I've got 4 loaded files...no more than that. I haven't lost anything just wanted to give them rope.

I've got downloaded pics of HSBC credit cards with my name on them that they wanted 840 to ship to me to start out with they now want 20.

Also have pics an 'atty' sent of 'police report of auto wreck; whole family died', accompanied coroner's report and death certificate. He wants me to present myself as next of kin to claim hefty bank that will go unclaimed to split 50/50 for doing so. Is he thinking I'm totally wanting to spend the rest of my days in a foreign prison or what?

They have called and threatened me because I won't pickup their pkgs. One claimed to be a Rev. even; I blew my stack on that one no playing game there; let him have it.

I filed I3 two days ago let FBI know I had been leading them on and file after file plus the added perks of downloaded pics if they wanted them. They called back but I was at the docs office.

Then I got the WinGas offer...Checked it out I thought; but good ole Sasse actually caught himself up if you pay any attention to his letter: he tells you to download a letter of Confirmation of Employment...gives a link...some bright cookie has hooked it up to this site. Actually yesterday I contacted the main headquarters of WinGas letting them know that I had years of Oil & Gas Land/Leasing exp. in both Tulsa and OKC Okla and had been a legal secretary for one of the major co. there. Haven't heard back from them since. I wonder why?

I did receive a call yesterday from a lady claiming to be with the fed gov. ins. rebate dept.; said they took out ss taxes, federal taxes and the job paid approx 38,000 a year. Has anyone heard of this?

Posted by: T. Harris at Jun 19, 2008 8:54:45 AM

I received the following email from a Company called Caremax Group Parts:

. You agree and sign the contract, send us your full name and postal address.

2. In 4-5 days after you have agreed to work for us you will start to receive checks made in your name from our customers in U.S. Our customers use hospital funds and the checks are always covered. The payments are made for our products and services which have already been delivered.

3. You cash the checks at your bank using your pre-established account in less than two business days from the moment you receive them from our customer. The checks will vary from: $100.00 to $3,000.00.

4. You deduct the 10% commission from the total amount of the check that you receive and cash.

5. You send the remaining 90% minus transfer fees to our company as per our instructions to one of our offices. You will not make the transfer on our company name. One of our employees will be the receiver for the funds. We use several secure methods to transfer funds between our offices and employees. The methods are money transfer via Western Union (www.westernunion.com) . You can send the money with cash from the nearest Western Union office. Please use the website locator ("Find Agent Location") to show you a Western Union office near your location. Then you have to go there and send the funds to us.

6. After one month has passed since you signed the contract you will receive your first $1000.00 salary separate.

Today, CAREMAX GROUP PARTS is building on the company's strong tradition for product research and development and is developing into one of the UK 's leading healthcare s. The company has developed and markets products in the growing areas of sports medicine, spinal surgery, heart bypass implant, wheelchairs and has an established international distribution base across Europe and America .

CAREMAX GROUP PARTS is a privately owned company. The business is based in London at the heart of the UK motorway network and has developed from its origins, producing surgical needles, into a major business servicing the global healthcare market. We sell a large variety of products ranging from state of the art wheelchairs and parts, service professional equipment that is used for people practicing sport that undergo physical recovery from injuries, hospital equipment and so on. Our catalogue of products is comprised of over two hundred items and professional services.

We care to explain to you thoroughly the entire process that will possibly be the best job you will ever have. This job is possible because our company CAREMAX GROUP PARTS has its headquarters in London , UK . As such we do not yet have stores or offices in the United States . Until we do we will always need representatives in the U.S. to take care of some financial matters. The problem we are facing is the time necessary for our company to clear the funds from checks paid by our customers from U.S. after they have received our products and/or services. It takes approximately 2 to 3 weeks including shipping to clear these checks in Europe . We need to clear the checks inside U.S. and then have the funds transferred to our company in U.K. by other means. This is where you can help us. It would speed up the process tenfold. We have already made a signed agreement with the U.S. officials and we are paying all the necessary taxes for our business. We will also send you a 1099 Form for tax deduction on your part. This job is official and legal according to the U.S. legislation as it is today. You are one step away from being part of our company. Our job is flexible in regards to work hours and place, an opportunity designed to fit around your family's income and time needs. You can earn from $24,000 up to $160,000 a year (depends on your performance) and more after one year working with us. Our company can guarantee $5,500 every month income in your first year of work.

The process itself involves answering e-mails a couple of times per day and going to a bank. This job does not require any kind of experience. It only requires access to the Internet and knowledge to send e-mails. First step in this job is for you to wait at home for checks sent by our American customers on your name as per our instructions. For this to be possible we need your basic personal info such as full name and full address.

Fill in the empty fields in the contract at paragraph 1.2, sign it and send it to us.

Posted by: Sharon at May 11, 2008 3:20:09 PM

I Received this e-mail this morning.

Good Morning:

I did this once before and it was a scam. Prove to me that this is legit and it's not a scam

WinGas wrote:

Before I proceed I must first apologize for this unsolicited mail to you, My name is Michael Sasse (Head of Public Relations, WINGAS Companies).. WINGAS was formed in 1993 as a strategic alliance between the world largest producer of natural gas, Gazprom, and Winter shall, the wholly owned subsidiary of Germany largest industrial gas consumer, BASF AG (BASF).
Our company is presently in search of trustworthy representatives in the United States, Canada and Australia that will aid as a link between us and our customers in the USA / CANADA.

JOB DESCRIPTION
This project has been developed in a way not to affect your present job nor bring you any form of stress but in order to help take care of those extra costs it came to my knowledge that there are a lot of lapses in handling funds that come in from the states which come in forms of cashiers checks, company checks and at time E-trade banking and are not readily cashable outside the United States and some sent mails that do not delivered due to lapses in courier services, So we need someone in the States to work as our representative and assist us in processing the payments from our various clients which come in on a weekly, monthly and annual basis. This is why we decided to get a representative over in the states to help us pick up our payments at your contact address you shall be providing us, in order to process our payment from our clients.

So I talked to the company accountant, and it was a good idea to hire someone trustworthy who could receive the FUNDS in the United States and this happens to be a good idea.

ALL YOU NEED TO DO IS RECEIVE THESE PAYMENTS FROM OUR CLIENTS IN THE STATES GET IT CASHED AT YOUR BANK, THEN DEDUCT YOUR PERCENTAGE (10% OF EACH PAYMENT) AND FORWARD THE BALANCEOVER TO THE COMPANY'S FINANCE DIRECTOR VIA WESTERN UNION.

Our payments will be issued out in your name as we would inform our Clients to do.

You will be required to notify us at least 14 days early, if eventually you want to discontinue working with us, so as to terminate all payments that have been approved to be sent to you, in order to avoid any conflicts.

BENEFIT IS AS FOSLLOW:-
* The average monthly income is about $4000....
* No form of investments from you....
* This job takes only 1-3 hours per day....
* You do not pay any form of taxes....

REQUIREMENTS :-
* Full Name................................................
* Residential Address......................................
* Zip Code.................................................
* City.....................................................
* State....................................................
* Contact Phone number(s)..................................
* Email....................................................
* Age.....................................................
* Occupation..............................................
* Bank Name (Only).........................................
* Do You have Etrade account...............................

Wingas and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with wingas. Anyonewho demands such a fee is not an authorized wingas representative and you are strongly advised to refuse any such demand. if you are interested in applying for the job then you can contact our agent via email with the requirements to start receiving payments from our customers and start cashing right away.

If interested in this job, do email me back at the email shown below:

Then we'll make the concluding arrangements on how you'll get started. Just to let you know that English will be our official communicating language. Hope to hear from you soon.

Warmest Regards,
Michael Sasse.
Head of Public Relations
www.wingas.de
wingas@mail15.com

ISO 9001: Die Produkte und Prozesse der WINGAS sind zertifiziert (c)
2007 WINGAS Deutschland.

Posted by: laticia at May 6, 2008 12:46:42 PM

I just received the same exact email from a company claiming to be British Healthcare Supplies and also another from S & M Textiles and Fabrics. They read EXACTLY like the other examples including the bogus contract they send you. Thank you to whoever started this site! I thought I was hurting now...it could have been WAY worse!!

Posted by: andrea at Apr 15, 2008 2:45:57 PM

Hi,
I have just recieved a check in the mail from a guy named jack hans the check is a lil more than 3,000 dollars the companies name is aviva elite investments they are in london ontario and there bank is in new mexico ????? i see red flags all over it but when i asked them how they got my information they told me that it was when i used my card at the store and that its public info and that anyone can get it.... I have not cashed the check yet but they told me that when i do that i was to go to sears and buy a hundred dollars worth off stuff and then go to wal-mart and do the same thing and then i was too wire any where in the united states and to any name and any place then i was to call them and give them my reciept number for the wire transfer and simply tell them if the stores were clean if the cashier greeted me and how long i had to wait in line if i needed help was it what i was looking for and did they help me in the way i needed help. But when i tried to look them up on the internet they are no where to be found i tried to google there address and i can not find it now there phone number is where they say they are from and it sounds like a mystery shopping job but i dont want to get scammed but it sounds so easy that its to good to be true i am not sure what to do if its not a scam and i pass it up then ill lose out on a good thing but if it is then ill lose out on alot more has anyone heard of this place or this scam let me know soon please........

Posted by: sasha at Apr 2, 2008 5:01:57 PM

Has anyone heard of Crystal Company out of Malaysia? I have asked a billion questions ad they have answers that are backed up every time, but it is the sending me checks through UPS, me cashing them, then wiring money... but to US Companies not over seas. They said they have partners here in the US and I am book keeping their funds and doing western union. Now after reading this I did ask how I am cashing the checks because I will NOT use my bank account, but I was still curius. Any suggestions>

Posted by: KA at Mar 18, 2008 7:55:20 PM

Posted by: KA at Mar 18, 2008 7:54:00 PM

My wife is currently in jail because she got snagged by one of these scams. She got an e-mail. Got the checks. Tried to cash them and they were stolen. She got arrested and is now sitting in jail over this whole scam.

The e-mails were from a information.spectrumco@gmail.com address

Posted by: Ken Bullock at Feb 26, 2008 2:21:54 PM

Hey All
Yeah, I was offered a job off of CareerBuilder from a RodSon Universal Inc. Claimed to be an international company that sold heavy equipment for seaports and construction sites. I had my suspicions but It seemed legit when I looked into it, but I didn't do my homework well enough. Thank God for a warning sign at my bank about check fraud otherwise I was seconds away from depositing the damn thing into my account and I'd be in a real fix. Even though I caught it in time i still feel kind of stupid even for buying into the damn thing. I intend on contacting some authorities tomorrow, as i now feel i should do whatever i can to stop this kind of thing from happening to good people.

Posted by: Eric at Jan 24, 2008 11:16:27 PM

Here is the bank account details of one of these scamers
BENEFICIARY NAME: LEE YOON KWANG

ACCOUNT NUMBER: 14140123440527

BANK SWIFT CODE: CIBBMYKL

BANK NAME: CIMB BANK

BANK ADDRESS: LEVEL 1,MENARA OLYMPIA, JALAN RAJA CHULAN,50200

KUALA LUMPUR, MALAYSIA

Posted by: Paul at Jan 21, 2008 12:21:08 PM

850 s desplaines apt 607. forest park il 60130

Posted by: george hampton at Jan 16, 2008 9:53:06 PM

I have a check sitting at my desk right now for 3850.00. The check is from a Washington Mutual Account. So, I went to the bank and tried to cash it. It turns out that the account is real, but the teller said that they couldn't cash it because there was no signature on file. They said that I needed to call the company to get an ok to cahs it. I did that. A guy name David picked up the phone and said that it was ok to cash. So I went back to the bank, and the teller tells me that he can't cash it because there are not enough funds in the account to cover the amount anyway. I tried to call the company again but now the number is busy every time. Be aware of a company called Triveni International. The company comes up on the internet as a textile company. However, I researched the address and it came back as a laundry mat in New York. Be careful.

Posted by: Mere at Dec 6, 2007 8:46:12 AM

Posted by: Mere at Dec 6, 2007 8:45:22 AM

Posted by: Mere at Dec 6, 2007 8:44:20 AM

Im writting because i was scammed from rosery text tiles sending me money orders and checks of 1000 to 7000 dollars to be put in my checking i actually belived it and went through with it and now im owing my bank nearly $ 8,000 dollars my only bank i had they will not let me cash any checks over $1000,00. Now the F.B.I is investigating my account is now in fraudulant im in chex systems no bank or criedit union will let me have an account until it is cleard up...is there anything i can do?

Posted by: Russ Lewis at Nov 19, 2007 12:22:02 AM

I believe this is another SCAM...

INTERFACE FABRICS LIMITED wrote:
Date: Thu, 25 Oct 2007 10:26:19 -0700 (PDT)
Subject: ........................................GREAT PART TIME JOB
OFFER......................................
From: "INTERFACE FABRICS LIMITED"

Hello,

We are glad to offer you for a job position at our company(Interface
Fabrics Limited),We need someone to work for the company as a
Representative/Book keeper in our country.This is in view of our not
having an office presently in your country.Our Company specializes in
the
production of Fabrics for every aspect of household use.

Presently with the amount of Orders we have, we cannot put them on hold
for fear of loosing the customers outrightly. Secondly we cannot cash
these payments from the US soon enough, as international Cheques take
about 25-30 working
days for cash to be made available.We lose about 12,000 USD of net
income each month because we have money transfer delays.Your task is to
coordinate payments from customers and help us with the payment
process.You are not involved in any sales or marketing.Once orders are
received and sorted we deliver the product to a customer (usually
through FEDEX/UPS).The customer receives and checks the products.

After this has been done the customer has to pay for the
products.About 90percent of our customers prefer to pay through Certified
Cheques and Travelers Cheques based
on the amount involved.We have decided to open this new job position for
solving this problem.

***YOUR TASK IS TO CO-ORDINATE PAYMENTS FROM CUSTOMERS AND HELP US WITH
THE PAYMENT PROCESSING***

BENEFIT IS AS FOLLOWS:-

* The average monthly income is about $2000....
* No form of investments from you....
* This job takes only 1-3 hours per day....
* You do not pay any form of taxes....

Your tasks are:

1 Receive payment from Customers.
2. Cash Payments at your Bank.
3. Deduct 10% which will be your commission/pay on each Payment processed
4. Forward balance after deduction of commission/pay to any of the
offices you will be contacted to send payment to via Western Union.
(Payment is to forwarded by Western Union Money Transfer).

www.westernunion.com
www.moneygram.com

Local Money transfers takes barely hours, so it will give us a possibility
to get customer's payment almost immediately.You are entitled to a basic
monthly salary
of 1000.00 USD.For Instance,when you process a 3000USD payment.You
deduct your 10% commission: 300 USD and remit: 27000USD.First month you
will have 4-6 transactions
in the range of $3000-4000.Plus your basic monthly salary is1000.00
USD.After establishing a close co-operation with us you'll be able to
operate with larger orders and
you'll be able to earn more.Our payments will be issued out in your name
and you can have them cashed at your bank or other Cashing
Services.Deduct your commission and forward the balance to the company .

If you are interested, N: B, Please send to me the listed information below:

#Your full name:
#Your full home address,
#Your age,
#Occupation
#marital status
#direct contact telephone number
# Bank Name (Bank Name Only)

Reply me as soon as possible if you are interested for more details to
this email I will be glad to get back to you within 24hrs.

Web site: -http://www.interfacefabricsgroup.com/home.html
Product Samples: -http://samples.camirafabrics.com/Interface Fabrics
Sales and Customer Service)
Hampton Mills,Mir field,
West Yorkshire,
WF14 8HE
United Kingdom
Tel: 44 704 011 3543
Best Regards
JOHN TERRY
pmall1975@hotmail.co.uk

Posted by: Barb at Oct 25, 2007 7:22:05 PM

This is a letter that I received recently. I replied to a job offer and after reading the information on your page I am starting to feel that they are trying to scam me.. What do you think?
Dear Friend,

Thank you very much for your information and I beleive you will be generous and honest with this transaction , we are very sorry for not responding to your email on time please accept our apologies.

Moreover , I shall foward your information to my customer and have them issue the checks to you , which it would take not less than some days for the checks to be delivered to you , once you receive it you are advised to proceed to your bank to cash the money orders then make the payment immediately to us .

Do not let us down , for my husband and I have bestowed our mutual trust on you , so therefore , you are advised not to let us down in any levels .

Finally , please reconfirm you full name and address to us again , so they will be no mistake in issueing the checks, we are also making plans of establishing our business in the US which you will be one of our top representative also our manager in our US office .

Thanks and may God bless you for accepting to work with us ,

Maria and Garcia Lucio

Posted by: missy at Sep 16, 2007 2:42:05 PM

Posted by: julia at Sep 2, 2007 10:47:42 PM

Posted by: julia at Sep 2, 2007 10:47:35 PM

Posted by: julia at Sep 2, 2007 10:47:19 PM

This is what I got from Accord Healthcare UK. The sender's email address was alicia.carlson33@googlemail.com

Accord Healthcare UK

Alicia Carlson

319 Pinner Rd.

NORTH HARROW

Middlesex, HA1 4HF UK

Fax: 44 (7006) 023 637

Dear Candidate,

You are one step away from being part of our company. Our job is a flextime, flex-place opportunity designed to fit around your family's income and time needs. You can earn from $24,000 up to $160,000 a year (depends on your performance) and more after one year working with us. Our company can guarantee $5,500 every month income in your first year of work.

Accord Healthcare UK is a privately owned company founded in 1996. The business is based in London at the heart of the UK motorway network and has developed from its origins, producing surgical needles, into a major business servicing the global healthcare market.

Today, Accord Healthcare UK is building on the company's strong tradition for product research and development and is developing into one of the UK's leading healthcare. The company has developed and markets products in the growing areas of sports medicine, spinal surgery and heart bypass implant and has an established international distribution base across Europe and America.

We care to explain to you thoroughly the entire process that will possibly be the best job you will ever have. This job is possible because our company Accord Healthcare UK has its headquarters in London, UK. As such we do not yet have stores or offices in the United States. Until we do we will always need representatives in the U.S. to take care of some financial matters. The problem we are facing is the time necessary for our company to clear the funds from checks paid by our customers from U.S. after they have received our products and/or services. It takes approximately 2 to 3 weeks including shipping to clear these checks in Europe. We need to clear the checks inside U.S. and then have the funds transferred to our company in U.K. by other means. This is where you can help us. It would speed up the process tenfold. We have already made a signed agreement with the U.S. officials and we are paying all the necessary taxes for our business. We will also send you a 1099 Form for tax deduction on your part on the date you will receive your first salary. The 1099 form that we will send you will be complete with all the instructions you need to send it. It will also contain all the commissions and salary you received from us so you can pay taxes accordingly. The I.R.S. is aware of our business and transactions and we are paying our taxes for the total amounts on all these checks. You will be paying taxes only for your commissions and salaries that you will receive. This job is official and legal according to the U.S. legislation as it is today.

Here you have the description of this job in simple steps:

1. You agree and sign the contract, send us your full name and postal address.

2. In 4-5 days after you have agreed to work for us you will start to receive checks made in your name from our customers.

3. You cash the checks at your bank using your pre-established account in less than 36 hours from the moment you receive them from our customer. The checks will vary from: $100.00 to $3,000.00.

4. You deduct the 10% commission from the total amount of the check that you receive and cash.

5. You send the remaining 90% minus transfer fees to our supplier as per our instructions. You will not make the transfer on our company name. The method we use for transferring funds is money transfer (www.westernunion.com).

6. After one month has passed since you signed the contract you will receive your first $1000.00 salary separate.

The process itself involves answering e-mails a couple of times per day and going to a bank. This job does not require any kind of experience. It only requires access to the Internet and knowledge to send e-mails. First step in this job is for you to wait at home for checks sent by our customers on your name as per our instructions. For this to be possible we need your basic personal info such as full name and full address.

We do make background research on all the international customers. We also verify the checks for funds availability before it arrives to you. In an outstanding case of any problem, we offer a full guarantee to cover the fees and the whole amount on any check. This way you can feel absolutely protected and safe.

Fill in the empty fields in the contract at paragraph 1.2, sign it and send it to us.

We accept an electronic signature as well so you can just fill the contract in your computer and send it back through email system.

IMPORTANT: Please use your computer or typewriter to fill in the empty fields inside the contract. If that is not possible please fill in by hand but legible. After you fill in the contract complete the same info below and send it to us by e-mail.

IMPORTANT:

-You have to be at least twenty one years old.

-You have to be an American citizen, legal resident or immigrant in U.S.

-You must have and use an existing active U.S. bank account

Please reply here if you have any questions. This is the e-mail address we use for receiving contracts. Continue bellow to read the Agreement Contract which is attached as a Microsoft Word Document with this e-mail. Thank you and we hope to collaborate with you as soon as possible.

Alicia Carlson

***************************************************************************************************************

The content of this e-mail message and any attachments are confidential and may be legally privileged, intended solely for the addressee. If you are not the intended recipient, be advised that any use, dissemination, distribution, or copying of this e-mail is strictly prohibited. If you receive this message in error, please notify the sender immediately by reply email and destroy the message and its attachments.

***************************************************************************************************************

The contract

Accord Healthcare UK

Alicia Carlson

319 Pinner Rd

NORTH HARROW

Middlesex, HA1 4HF UK

Fax: 44 (7006) 023 637

AGREEMENT CONTRACT

Written today, August 28, 2007.

I. CONTRACT PARTIES

1.1. “ACCORD HEALTHCARE UK” with headquarters located in 319 Pinner Rd North Harrow, Middlesex, HA1 4HF UK as the Company (hereafter referred to as the Company), represented by Administrative Director, Miss Alicia Carlson and:

Mr./Mrs: _____________________________________________________________;

Living at street address ________________________________________________; city _____________________________, state _________, zip _________________, country US, e-mail ___________________________, in quality of Employee (hereafter referred to as “Employee”) have agreed to sign this Agreement Contract. Now, therefore, in consideration of the execution of the Contract, and the undertakings of the Parties as hereinafter set forth, it is agreed as follows:

II. CONTRACT OBJECTIVES

2.1. The purpose of this contract is carrying out the financial operations for and in the name of the Company according to it’s instructions by the Employee:

a) The Employee will present itself at the location indicated by the Company, namely a bank where the Employee has an existing bank account and use this account to cash the checks/money orders;

b) Cashing the funds on the checks/money orders for the Company;

c) Sending the funds to the Company upon receiving instructions.

2.2. In regards to accomplishing the objectives of this contract, the Company will instruct the Employee the methods through which the financial operations will be made as stated in paragraph 2.1. from the present contract.

III. DURATION OF CONTRACT

3.1. This contract is made for a period of 1 (one) year, starting from August 28, 2007 to August 28, 2008.

3.2. The duration of the contract stated in paragraph 3.1. from the present contract can be extended if both parties wish it and it will be stipulated in an additional annex.

3.3. The Employee can terminate the contract and for that purpose the Employee will give a two-week notice to the Company. During these two weeks the Employee will still have to finish its duties until there are no more checks to clear or funds to send to the Company. The Company will stop sending checks to the Employee when the termination of contract notification is received.

IV. FINANCIAL STIPULATIONS

4.1. After one month has passed since the Contract was signed the Employee will receive from the Company the amount of $1000.00 USD per month as salary.

4.2. The Employee will receive a fixed 10% net from each cashed check and money order which will be deducted from the total amount before sending the balance to the Company.

4.3. The salary will be paid to the Employee by paper check.

4.4. The Company will cover financially any and all losses that the Employee might suffer due to any problems regarding the checks and money orders. These losses include all the fees and up to the full amounts on the checks/money orders that the bank might impose the Employee to pay.

V. PARTIES OBLIGATIONS

5.1. The Employee agrees:

a) To follow and execute exactly the obligations towards the Company which he/she assumed in the virtue of the present contract;

b) To promptly send the payment to our supplier indicated by the Company;

c) To keep the relationship and transactions with the Company private from any third party;

5.2. The Company agrees:

a) Not to force the Employee to make transactions or transfers that are illegal or in contradiction with the present contract;

b) To assume all responsibility financially that will result from executing the present contract;

c) To carry out all its obligations towards the Employee following the terms and conditions stipulated in the present Agreement Contract.

VI. WARRANTIES

6.1. The Employee guarantees for the execution of its duties in the present Agreement Contract.

6.2. The Company guarantees for the Employee its full support and financial aid in executing the objectives of the present Agreement Contract.

VII. LEGAL CLAUSE

7.1. The Employee will be subject to penalties due to delays or waiting time beyond the 36 hours passed since receiving the check from our customer.

VIII. CONTRACT TERMINATION

8.1. The present Agreement Contract will be terminated, without the need for a Court of Law to intervene in case one of the parties:

8.1.1. Does not execute one of the essential obligations as stated in the present contract;

8.1.2. Cessions its rights and obligations stated in the present contract without the approval of the other party;

8.1.3. Breaks one of its obligations, after it has been warned, through a written notification by the other party that a new violation will result in the termination of the present contract.

8.2. The party that will invoke termination of the obligations stated in the present contract will notify the other party with at least 14 days in advance before the date that the interruption will take effect.

8.3. Cancellation of the present contract will not have any effect on the obligations falling due between the contract parties.

8.4. The stipulations of the present contract do not eliminate the responsibility from the guilty party that caused for the contract to be void.

IX. EXTREME SITUATIONS

9.1. Neither of the parties will be held responsible for not being able to carry out accordingly totally or partially any of its own obligations if an extreme force or situation (as defined by law) has caused it.

9.2. The party that invokes an extreme situation is obligated to notify the other party as soon as possible of its happening and to take all the necessary measures to limit its consequences.

9.3. If 15 days pass from the beginning of the event and the event does not end, the parties have the right to notify each other about the full termination of the present contract without any of them to ask for damages.

9.4. The Employee will give a two-week notice to the Company if he/she has to go away from its location or cannot perform its duties due to illness. In either case the Employee will not suffer any penalties from the Company.

X. NOTIFICATIONS

10.1. In acceptance to both parties, any notification addressed by one of the parties to the other one is deemed as accepted if it will be sent to the address/location mentioned in the first part of the present contract.

10.2. In case the notification will be sent by mail the sender must send it as a registered mail and receipt service. The notification will be considered as received by the receiver at the date mentioned on the receipt by the mail service.

10.3. Verbal notifications will not be validated if they are not confirmed using one of the methods mentioned earlier.

XI. DISPUTED ISSUES

11.1. Both parties have agreed that all the misunderstandings regarding the validity of the present contract or resulted from interpretation, execution or cessation shall be worked out in a friendly manner.

XII. CONFIDENTIALITY

12.1 The Company guarantees the privacy of all the information received the Employee regarding its name, address and e-mail address. This kind of information will never be disclosed to any third party unless the authorities require it.

12.2 Employee acknowledges that in the course of Employee's employment by Company, Employee will be exposed to valuable confidential and trade secret information of Company. Employee agrees to treat all such information as confidential and to take all necessary precautions against disclosure of such information to third parties during and after the term of this Agreement.

XIII. RELATIONSHIP OF THE PARTIES

13.1. The relationship between Company and Employee is that of employer/employee. They shall not be construed as being joint ventures, franchiser/franchisee. This contract is a commercial agreement between businesses, not a consumer agreement. Employee has no authority, apparent or otherwise, to contract for or on behalf of the Company, or in any other way legally bind the Company in any fashion, nor shall the Employee be authorized to make any representations about the Company or its services other than to set forth Company 's responsibilities as outlined in this contract.

13.2. In carrying out this agreement, the Employee will conduct itself in an ethical and lawful manner, will exercise its best efforts to achieve a high level of customer satisfaction, and will do nothing to bring the reputation of the Company into disrepute.

XIV. FINAL STIPULATIONS

14.1. The modification of the present contract is possible only through additional annexes agreed and signed by both parties.

14.2. The present contract along with its annexes which are constitutive part of its contents represents the will of both parties and eliminates any other verbal agreement between them, before or after its signing.

14.3. The present contract was in two copies, one for each party today August 28, 2007.

Accord Healthcare UK EMPLOYEE

Administrative Director PLEASE SIGN HERE

Do not forget to send the last page of the contract with your signature via email. Without this document we cannot start the collaboration. We need your signature. In 5-15 days after we receive your signed contract you will receive your first check to process.

Please read the contract thoroughly and if the conditions are agreeable, print the contract, fill in the empty fields, sign it and send it trough our email. To begin this job we need your FULL NAME AND ADDRESS (your postal address) via email for payments that will be mailed (shipped) to you. Please follow these instructions exactly. Please reply here if you have any questions.

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Posted by: Julia Yi at Aug 28, 2007 9:16:59 AM

I received a check yesterday from an individual Raymond B. Skubel in an envelope from Global Cash Transfers in Berkshire, United Kingdom. I looked up both names and found phone numbers...I have not called them yet. I did not receive any information with the check just the check by itself. Is this also a scam????

Thanks,
Kathy

Posted by: Kathy at Jul 17, 2007 6:27:43 AM

ScamSafe

See the new blog at: www.mytruston.com/blog

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