Creative Commons License


« Previous post | Home | Next post »

FRAUD ALERT: First Link Benefits & credit card scam

This company uses telemarketing to deliver its scam. They offer a pre-approved credit card with a computer "bonus" at a very very low price. They get consumers to give checking account numbers in order to pay for the computer...and they say this is so the consumer will have the entire credit line available for their own purchases. Then the criminals use an electronic demand to draw money from the checking account--leaving you with no computer, no cash and no credit card.

Keep in mind that scams like this will change their form slightly (a different name or instead of a computer it will be something else, for example). Don't fall for them. USE THIS RULE: NEVER GIVE YOUR BANK ACCOUNT OR SOCIAL SECURITY NUMBER OVER THE PHONE.

If you feel that is too restrictive, then at the least you should use this rule: GIVE YOURSELF A COOLING OFF PERIOD. Wait a day before signing up. The scam artists will always say something like "you have to order now or you'll lose this offer." That's a FRAUD SIGNAL. If they were legitimate, they wouldn't mind waiting a day to get your business. So, wait a day yourself, think it over and if you can, do a Google search on them. My guess is the next day you'll realize it's a bad deal.

badbusinessbureau.com

Category: FRAUD ALERTS
Posted on December 5, 2004 at 04:54 PM | Permalink

TrackBack

TrackBack URL for this entry:
http://www.typepad.com/services/trackback/6a00d83452034a69e200d8346051ae69e2

Listed below are links to weblogs that reference FRAUD ALERT: First Link Benefits & credit card scam:

Comments

My mother called me and said that "my bank" had called because someone was trying to take money out of my account. She got suspicious as I don't live at her address and asked what bank they were calling from. The person on the phone said they couldnt give out that info and left a number for me to call 866-442-3926. When I called the number there was a generic message saying "Customer service" but not stating any company or bank name. When I got a person on the phone he immediately asked for my phone number. When I started asking for verification about who they were he got defensive and immediately hung up. I googled the number and it looks like I was right for being cautious! Try your scam elsewhere, buddy.

Posted by: Mel at Jan 4, 2008 4:00:00 PM

Please be aware that Andrew Wood with
www.pointcareerwears.com
Please don't apply for these jobs they are a fraud, please don't cash any of the Bank of American Cashier Checks that they send you, they are Fraud: they want you to send the wire money to: Prince Yeboah
DTD 45 Craig Street
OSU, WEST AFRICA 00233
Attn:UK United Kingdom:+254729040891
DON'T DEPOSIT IN YOUR BANK IT IS FRAUD.

Posted by: Mona at Jun 15, 2007 6:43:13 PM

Fell for the scam like an idiot. Money taken from account. No money Deposited. Called the number that was at bank with withdrawal. 866-753-2451
The name of the Fraud Company is:
Nation Wide Grants
There Address is:
62278 Federal Hwy suite 508 Ft. Lauderdale 33308
Can we not get them? I have recorded my conversations and have the lies on my Cell.

Posted by: Jacob Ivins at Jun 1, 2007 1:41:31 PM

try calling 866-442-3926 and see if this number will help. your comments have helped me and I am wanting to help you. they have gone to a new scam about grants.

-----

Careful readers, I can't vouch for that phone number.

--Tom
Scamsafe.com

Posted by: donna at Aug 28, 2006 10:35:40 AM

a very similar thing happened to me. I got a call from that 223-2263 (caller id showed no area code) number and they sounded nice and offered me a mastercard with a 5,000 dollar credit line. They took my checking account info and said the charge will be 389.00 and the charge would be under PCV. Then they asked me when they would be able to take the funds from my checking account and i gave them a date yet the funds never left my account so i decided to try and contact them. Luckily i still had the phone number in my cell phone so i tried calling it and i just got disconnected. So i went through online searches to find it and then I went and call 411 and they had absolutely nothing. So then i googled the number and found this site. I just find it odd how my charge wasnt 398.00 like everyone elses and i wasnt offered a free computer or anything too. Its just a lot of stuff sounds similar to my case in what people are saying. Let me know if you have any questions.

Posted by: Joey at Feb 25, 2006 11:44:09 PM

yes, I get these calls all the time, when they asked me for SS# i gave them 446-fuck-you.
never give personal info on phone, and sign up on the gov. no call list, even though I don'tknow if this will work in Canada

Posted by: RK at Feb 13, 2006 11:02:03 AM

Ok have been getting the calls on my cell phone. Pretty much from Jan 1st to now these people have been calling me every day 4 or 5 times a day. Well I am sorry but I work for a living I don't steal it from inocent people, so I haven't been answering the call. Last night they called and I finally answered it and nobody was there, it was 15 to 20 seconds before I finally hung up, they were just sitting there!!! I contacted the police where I live and will be talking to someone today about it. I am just tired of getting harassed!!!! Has anyone else contacted the police?? What happened with that???
Thanks... We'll get these people!!!

Posted by: Lindsey at Jan 21, 2006 11:26:46 AM

I WAS JUST SCAMMED BY THIS SAME COMPANY OR SHOULD I SAY BY THESE A__HOLES. I AM DOING PLENTY OF RESEARCH AND WILL GET TO THE BOTTOM OF THIS. I SPOKE WITH A WOMAN AT AN ADDRESS THAT I WAS GIVEN BY THE DUMMY ON THE PHONE AT CCR. THE ADDRESS IS A UNITED STATES ADDRESS IN NEW YORK AND THE LADY SAID THOSE PEOPLE ARE CROOKS AND THEY ARE LOCATED IN CANADA. THE WOMAN ASKED IF I HAVE A FAX MACHINE SO SHE COULD FAX ME INFORMATION ABOUT THERE CANADIAN ADDRESS AND OTHER INFORMATION. I WILL STAY ON TOP OF THIS AND WE WILL SHUT THEM DOWN AND BE REIMBURSED..

Posted by: SHANE COURTNEY at Dec 12, 2005 4:29:57 PM

Ok these jerks number have been disconnected...1-866-753-2451...I haven't got my refund, now what do I do?? It's been 7 months and no money, These people make me blow my top off...Consumer Resources is bull crap, i never even recieved anything, someone have any information....help me they scammed me out of $398, now someone must pay.

Posted by: Irene Tyler at Dec 7, 2005 1:12:00 PM

I HAVE BEEN RECIEVING CALLS FROM 223-2263 FOR THE PAST FEW DAYS AND ACTUALLY I KNOW WHY. I HAD APPLIED FOR A LOAN THROUGH THE INTERNET. I DID OBTAIN A PAYDAY LOAN THROUGH A COMPANY ON THE INTERNET AND NOW HAVE RECIEVED PHONE CALLS AT HOME, WORK AS WELL AS EMAILS FROM VARIOUS COMPANYS WANTING TO LOAN ME MONEY. MY ADVISE, CLOSE YOUR CHECKING, DON'T APPLY FOR LOANS ON THE INTERNET AND DON'T ACCEPT SOLICITAIONS. I HAVE NOT THUS FAR BEEN A VICTIM OF FRAUD BUT AFTER I GOOGLED THE# AND FOUND THIS SIGHT I WILL BE TAKING MY OWN ADVISE.

Posted by: MAMA at Nov 23, 2005 10:20:14 AM

These folks have some sort of connection to Canadian scam artists that, I strongly suspect, run these theft rings for the benefit of foreign terrorists. We were able to trace an affiliate to Montreal where the "company" was owned by a man named Ahmed Asim. Reported to the Mounties and FBI. They scammed my 94-year-old husband and did not give up trying to repeat their scam in other variations for months. I don't know whether they have finally realized they are getting nothing else from us, but it cost us several hundred dollars and a hundreds of hours all summer dealing with the situation. It was mind boggling how little interest I got from the local gendarmes (none) or from the FBI until I contacted the Mounties with a possible terrorist link.

Posted by: Doris at Nov 6, 2005 8:01:12 PM

I keep getting calls from 222-2263. They dont say anything, I lose the call after about 15-20 seconds from saying 'hello'. I read someone else in here with the same situation from that same number. I feel safe a bit b'cuz I have not givin aout any account info but you can never tell these days. It is very strange as I just got my 1st credit card and now I'm getting these calls. I googled the number and I found this site. Does any one have any info to help me out? Thanks in advance =)

Posted by: Jeri at Oct 28, 2005 6:49:53 PM

the same thing happened to my mother-in-law,who is 86 years old, only this was suppose to be for a drug prescription discount card which she paid 398 dollars for,and never received.it only took them 3days to take the money out and now its taking forever to get them to refund the money.we closed the account and reported this fraud to the police. i call them every day to inquire about the refund and they keep giving me the run around that it will take 30 business days, then 10 days, then another 5 days. i hope we can get some resuts pretty soon.

Posted by: Ken Differt at Oct 26, 2005 6:53:30 AM

Ok its been 5 months and Consumer Resources has not refunded me. This is bullshit, they tell me now after sending them bank statements and what not that they had not refunded me, they say they did refund me May 6th, how is that possible when they called me May 8th and took out $398 on May 12th. I am so pissed, I've been talking to Darrell from Payment Resources International, he's trying to help but I'm losing hope, he supposedly sent me a check for the refund because my bank was rejecting the electronic form because of a misplaced 0, but its been 6 weeks then I called him last Monday and he said he would send it, then I called this Monday and he said he would have to resend the check again. I am hoping I get it today but I am stressing out, these people put me in a predicament and if they could take out my money in 3 days it should take just as long to put it back not 5 plus months. Does anybody have an idea what I can do I am running out of resorts and i have been very persistent and calm, but not anymore.

(*Irene

Posted by: Irene Tyler at Oct 7, 2005 8:56:42 AM

does anyone have a physical address for this "company"?

Posted by: Question? at Sep 5, 2005 5:40:45 PM

A friend of mine was just victimized by the same people who scammed Irene Tyler and Micah & Beth.

I looked up the company name "Consumer Resources" at the Better Business Bureau. That's the name that appears on my friend's "electronic check" with the same 866 735-2451 telephone number. The Buffalo NY BBB tried to follow up on earlier complaints but the company had moved. They don't trace companies. The president of "Consumer Resources" is Robin Gear, by the way. Besides these frauds they also call up businesses, ask for the receptionist to confirm the address, get the receptionist say "yes", then hang up. Then they bill them $295 to be put on some sort of "business telephone directory". Same 866 number.

You should all report these frauds to your states' Attorney General office - fill out a complaint. Be sure to give them the number of the company that did the electronic fund transfer plus the name of the company that appears on the electronic fund transfer check.

In the case of Micah & Beth, that was the 1-800-810-6518 number, which is Payment Resources International (www.primerchants.com). It's a legitimate company that is hired by companies to do legitimate electronic transfers. Apparently, they'll also work for scammers. They'll play back the scammer's "recording" for you - a cut and paste job of course! Then they "can" return your money if they feel your complaint is legitimate.

Be sure to look for the number on your "check" - don't just assume that it's the same one that was used with Micah & Beth. Consumer Resources may have changed companies by now. There are lots of electronic fund transfer companies.

My friend is on her way to the bank right now, hoping they can follow up for her. She's going to close her bank account so they can't take more money out of her checking account.

Posted by: Dolores at Aug 26, 2005 2:09:03 PM

I have had the same thing happen to me as everyone else. This so called customer service company to my knowlwedge is one of the same.There must be some kind of legal action we can take?
If anybody is in the process of taking legal action,and has any information they could share to help bring these scumbags to justice, it would be greatly appreciated.

Posted by: Karl Moffitt at Aug 18, 2005 10:53:45 AM

Hey all...Payment Resources INT. is one of the companies involved in this mess...their number is (949)-729-1400 ...they take no responsiblity either, yet the 800 810 6518 # links them directly to this scam. If anyone happens to find any other working numbers, keep us updated.

Posted by: gabe at Jul 30, 2005 9:33:06 AM

the 1st # you gave is 'not open" on weekends yet they called at 10:46 am on a Saturday...So I am on the phone with the # above this post. They're very shady...they can reach YOU at 10:46 on a Saturday...but you can't reach THEM.
Also from being a CC rep & telemarketer in the past, NEVER answer these people by saying YES...the may be able to record you call & edit into a verbal contract. You can answer in ok,uh huh, sure, or yeah...but NEVER yes.
If anyone has any further info, please let us all know...maybe we can take one big harrasment suit to the BBB.

Posted by: Gabe at Jul 30, 2005 9:10:38 AM

I was scammed also back in nov 2004, they promised a credit card, computer, etc billed me 354.90. Wonder if we have enough for a class action suit.

Posted by: JONI JAMES at Jul 22, 2005 3:00:01 PM

1 800 810 6518 WORKED!!!! i got my money back within 5 days. for those of you who dealt with the $398 medical packeage people, this should work. as soon as the money was back i stopped making debits from the account. then i closed the account down. now all i have to do is yell NO to any telemarketers and hang up. or maybe just hang up.

well i hope this works for you guys.

micah

Posted by: Micah at Jul 17, 2005 8:10:19 PM

I called the 866 number and they say that they are not the people who are making the calls.

After reading everything here, I am nervous because I have been answering the phone "yes" or "yeah". How would these people get my contact number? Can they take my salutation of "yes" and use it as some kind of approval to change things to my account? I never even gave anyone my account info. I did say "no" as soon as I heard the word credit card. Is there anything I can do to prevent a tragedy?

Posted by: Margret at Jul 15, 2005 1:46:52 PM

These people keep calling my cell phone from 223 2263. No area code, no nothing. They have been calling and hanging up on me for weeks. Finally today they spoke. They asked for me, and I demanded to know who they were. I told them that they keep calling me and hanging up. They tell me that I am approved for a mastercard through CC One. I say "No, take me off your list." But before I can say the word list, they hung up on me. How can I make them stop calling already?

Posted by: Margret at Jul 15, 2005 1:29:39 PM

my wife and i were scammed by this too. they took 398.00 out of our account with a computerized check. we never agreed to purchase anything. my wife agreed to having our information taken off of public records. i called 1 866 753 2451 and got the same robot-like answers. they agreed to cancel my "order" and refund it within 30 days. there was however another number i found on the back of this "check." it is their billing department. 1 800 810 6518. these people agreed to send the money within 3 to 5 days. we have no idea if this is true. but it sounds more promising than the CCR's line that they will refund it in 30 days. if we get any farther we will let you know. we arent giving up. in the meantime i suggest talking to your bank and getting their help.

-micah

Posted by: Micah & Beth at Jul 6, 2005 9:08:06 PM

I got a phone call and this lady told me my bank information is available to the public and I had to verify so they can take it off. I told her to tell me the info and I will verify it. She said she couldn't just in case it wasn't my information. Then she transfered me to her supervisor and he said he is going to record our conversation so not to mess up or we would have to start all over again. He said something about discounted perscription at the end I told him you will not charge me and he said he wouldn't. 3 days later i checked my bank account and i was charged $398.00, I called and the man played back my recorded messaged and he said that I said yes to process it, but i meant yes to process deleting my information. They said it'll be 15 to 30 days. I called every once in awhile to verify the status of my refund and I called on 30 days the lady told me it'll take 30 business days, so I called on 30 business days and they told me I had to wait 10 more days so they can do an investigation. This is bullcrap, i called 1-866-753-2451 and I asked to talk to a manager, the lady said they were hired by the company so she doesn't have a number. I am pissed somebody help me/

Posted by: Irene Tyler at Jun 24, 2005 7:57:18 AM

the same thing happened to me i was promised all these stuff like a computer and a credit card,i paid 354.90 to cover the first 2 years of fees....when i got the packet i had to pay 39.99 for a credit card and at that it was a cash card....plus 990.00 for internet service...i was lied to and told what i wanted to hear i was promised all this stuff when i called the company they told me they would review the call and get back to me...then when i called back they changed numbers from 800 315 0356 to 866 753-2451.i sent the information back as instructed ..it has been 65 business days and still no responce ccr....im about to file a claim withthe better business bearu.....my mind is going crazy i thought i was the only one going through this ...they debited my acct 12/17/04 ..its been 26 weeks and its been like going through hell.....

Posted by: j at Jun 13, 2005 10:13:31 AM

the call originally came from (514) 223-2263, i got a message saying their customer service number had changed to (866) 753-2451....

anyone have an idea what is going on?

Posted by: jay l at Jun 9, 2005 6:03:35 PM

i too was scammed by this company they changed their phone number to a customer service comany that deals with other companies as well. The new number is 1-866-753-2451. i was scammed over a year ago and it was like pulling teeth to get anywhere with my questions for a refund. i paid $354.90 to get this so called "master card and free computer" and i got a folder with a bunch of flyers in it to purchase different crap and to my surprise no credit card and no computer! i did make a report with the better business bureau and i suggest you do the same... these people lie to them and say that they tried to contact me but werent able to do so... i thought it was funny because i gave them my house, cell, and work phone which all have caller id. no messages either. i also put an id block on my name dealing with the FTC. I was told that there were no refunds at first, then i was told to send everything back for a refund, (which i did putting the package in certified and registered mail... which i am glad i did because they refused my letter and i am able to get it back for proof). FINALLY... After a year of bitching and complaining today i got an answer. supposedly in 30 business days i will get a full refund. Im honestly not holding my breath from what i have been through with theese people and have seen what others have posted... but i will keep you all up to date. The woman who helped me was named Linn and her ID number is 297. hope this helps and if you have any questions or comments please dont hesitate to email me at nirvana4goddess@yahoo.com

thanks
kristen

Posted by: kristen at May 13, 2005 12:45:25 PM

Wow, It seems like these scumbags are getting to everyone. I got the same call that everyone on this page has got about the free computer. I thought i was getting a credit card not a prepaid one. Anyways when I got the dam welcome package it said for your new card please send 33 dollars for processing fees. I was like screw that. So I sent the package back and was expecting my refund for the 354.90 right when they recieved the package on the 28th of February. When I called about not receiving the refund, they said it takes up to 30 business days. So I waited, April 13, 2005 was the 30 business days. Still didnt get it. I called again and the company that is handeling all of their calls (CCR Customer Service Company) said they will put a investigation in and to call back in 5 days, so i did that and still no refund. called again and they said they would put a 2nd investigation in. I will be calling them again, I will get my money back,, I dont care if I have to fly to wherever there hiding and get it by knocking on their dam door!!
DONT GET SCAMMED BY THESE COWARDS AND PIECES OF CRAP!!!!

Posted by: Ryan B at May 4, 2005 7:33:40 AM

I was ripped off by this same company. They called themselves Client Care Relations. I DID receive information on how to get these things. But I was promised to get a credit card and a Gateway computer as well. So I was semi scammed. Semi Scammed because I could have really gotten the computer if I needed it, but I didn't need another prepaid ATM card. All in all I'm pissed becaused I not only got ripped off out of the $354, two overdraft charges resulted because of it. If I find them, I will blow up their building, unless they fork over all my money plus all the other charges that resulted from it.

Posted by: Ryan at Apr 27, 2005 11:33:12 AM

THESE PEOPLE ARE RIP-OFFS. I NEVER RECEIVED MY CARD AND THEY TOOK THE MONEY OUT OF MY ACCOUNT. OH, AND BY THE WAY, IF IT HAS BEEN MORE THAN 30 DAYS THEY WILL TELL YOU THEY CANT REFUND IT. DONT EVEN WASTE YOUR TIME TRYING TO TALK TO THEM.

Posted by: NICOLE at Mar 21, 2005 10:38:51 AM

THESE PEOPLE DID THE SAME THING TO ME THEY WITHDREW THE MONIEY FROM MY ACCOUNT AND NEVER GAVE ME MY COMPUTER OR MY CARD WHAT CAN WE DO TO STOP THESE PEOPLE AND GET OUR MONEY BACK. PLEASE DON'T LET THIS HAPPEN TO YOU.

MONICA

Posted by: MONICA BAUTISTA at Feb 2, 2005 10:30:44 AM

I too have been scammed by these industrial artists. Recently, I have found that not only the $354.90 has been fraudulantly taken from my account, but identity theft has followed. There have been, in the last several days, electronic checks drafted from my accounts totaling charges in excess of $1400 BUCKS !! These people are slick and are in no way ligit. You need to call your local law enforcement as soon as you can, then contact your bank, using the information found on this site (thank you RIPOFFS.COM) and you can then place a claim against this so called company and retrieve your funds. The amounts taken from my account were, obviously, a result of this company selling my checking account information. A good piece of advice to protect yourself would be to spend a couple extra bucks and have a signature line added to any of your future check orders that states "NOT VALID WITHOUT PROOF OF IDENTIFICATION". It may cause a hassle to some, but if you've had to go without feeding your children as one complaintant stated on here, or if you've had to suffer a loss without being able to retrieve your funds, it would be well worth any hassle. This and all information obtained is being collected by the local police department and charges are being filed against this fraudulant company for their wrong doings. I will update as further information is collected and known.
Good Luck to all...if you would like to offer any information to assist with this, please contact me. AGAIN, ALL INFORMATION about current identity theft and fraudulant charges on my account has not been proven to be from this source, I am just concerned that if anyone else has subjected themselves to this, that they may have seen similar activity. If so, please let me know so that the police here and in your locality can pursue with investigation. Thanks again for your time.
Marty

Posted by: Marty - Central Iowa at Jan 29, 2005 8:09:31 PM

i paid $354.99 dolloes. what can we do .the phone is inservice .

Posted by: candy kotecki at Jan 29, 2005 3:05:58 PM

I recently was scammed by these people. I tried to reach them @ 800-315-0356 but that number is no longer in service. If anyone has any advice, I'm all ears.

Posted by: Reginald Hayes at Jan 27, 2005 1:29:06 AM

I recieved a response from First Link Benefits on Dec 20, 2004; they said it was in response to my inquiry about getting a credit card, so I assumed i was talking to someone ligit. they told me the card would be unsecured with a $2500 limit and becaue they were doing a promotion i would get a new Gateway Computer system, I still have the email i printed out. The CS agent i spoke to went over the whole thing and i said i cant do that now at Christmas so he said how about a month from now, Jan 20th? so I thought okay, i went for it like an idiot! so about 2 weeks ago i wanted to cancel the deal and called the CS# 866-284-5041 and spoke to an agent. the lady i talked to said that she was getting calls from people like myself in reference to FLB and that her company had no agreement with them and she had no number to give me and could not help me at all! the bank said the only way to stop it was to close the account and start a new one,I can't i have bills out. So with my mom's help we found their number it's 800-315-0356. you have to wait a long time to get thru but when i did the FLB CS agent pulled up my account by my phone # and i told him to cancel the deal, he said "i can't do that it's due tomorrow 1/19, but your bank can put a stop payment on it!" I told him, "i called the CS# you give out they have nothing to do with your company and they've been getting complaints." I added "i found out on line that there are lots of complaints to the BBB and other negitative reports on the iternet about this company, and I called Master Card International, they put me thru to their CC Hot line to report them. I did." I told him "if your company tries to take any money out of my account i will have you prosecuted. my bank has been informormend and they will go after you!" to that he said, "I'll make a note of it, good bye"
Don't let these people get away with this! We all have to go after them, no matter the inconvience!!!!!!!!

Posted by: Teri Beguhn at Jan 18, 2005 1:46:51 PM

I NEVER RECEIVED MY CREDIT FOR THE MONEY I PAID TO YOUR COMPANY MY LAYWER WILL BE INTOUCH WITH YOUR COMPANY I WII MAIL THE OTHE THINGS THAT YOUR COMPANY SENT ME PLEASE SENT YOUR ADDRESS THE ONE I HAVE ON THE PAPER I RECEIVD IS FOR THE PROCESSING COMPANY THEY SENT THE PAPERS BACK TO ME I FILL THE 354.00 I PAY I WOULD STILL LIKE MY CARD MAIL TO ME AT THIS ADDRESS 7236 BURRWOOD APT
D ST LOUIS MO 63121

Posted by: billy taylor at Dec 27, 2004 9:22:56 AM

Ripoff, will not return phone calls, sold a bill of goods that were not what was said at time of phone call.

Posted by: Bill Linder at Dec 15, 2004 10:50:26 AM