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New Identity Theft Laws Go Into Effect Over Next Two Months

November 28, 2005 – North Carolina and New Jersey both have strong, new identity theft laws that are set to go into effect. The North Carolina law will go into effect this coming Thursday and New Jersey’s law will be effective on January 1, 2006. Both laws give consumers a broad range of new protections. But both laws are also vulnerable to a proposed federal law misnamed the Data Accountability and Trust Act, which overturn certain provisions of the new state laws.

Both the New Jersey and North Carolina laws will allow consumers to place a freeze on their credit file. This is widely believed to be the only way to stop identity thieves in their tracks. Consumers who freeze their credit file are required to provide a Personal Identification Number (PIN) when applying for credit.

from GuardMyCreditFile

Category: Consumer Tips
Posted on November 28, 2005 at 06:12 PM | Permalink

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