Checked your homeowners policy lately?

Many homeowners insurance policies provide identity fraud insurance. So check your discosure and see what you get. And if you get a renewal disclosure, double check your ID theft coverage again. My renewal showed that Travelers broadened my coverage significantly this year. For example, they eliminated the deductible, increased the lost wages component, and several other benefits. And for those with renters insurance, check your disclosure for ID fraud coverage as well.